Affordable Care Act Plans
(also known as ACA, Healthcare.gov, or Obamacare)
What is the ACA?
The Affordable Care Act (also known as the ACA, Obamacare or Healthcare.gov) created a framework in which insurance companies must fill specific requirements such as covering certain services and not excluding pre-existing conditions.
You may benefit from an ACA plan if…
- You don’t have access to an employer-sponsored plan
- Your family has pre-existing conditions, such as cancer, rheumatoid arthritis, or MS
- Someone in your family will need to have elective surgery within the coming year
- Your annual household income is at a level that qualifies for a government subsidy
What about the tax penalty?
It is important to note that the individual mandate requiring individuals to have an ACA insurance plan or pay a tax penalty is no longer. 2019 was the 1st year that Americans were not penalized for not having an ACA plan.
What plans are available?