Today, individuals, families, self-employed professionals, and small businesses have more healthcare options available to them than ever before. Traditional health insurance is still an important part of the conversation, but it isn’t the only tool available. Whether you’re comparing individual health insurance plans, looking at plans through the Health Insurance Marketplace, or exploring alternative healthcare solutions, the number of choices …
Many people think of health insurance as their entire healthcare strategy. In reality, health insurance is just one piece of the puzzle. Today’s healthcare landscape offers more options than ever before, including Direct Primary Care (DPC), Health Savings Accounts (HSAs), supplemental insurance, telehealth, prescription savings programs, and other alternative healthcare solutions. When these tools are combined thoughtfully, they can help …
Most people assume that if they have health insurance, they should automatically use it for every doctor’s visit, test, or prescription. Surprisingly, that’s not always the most affordable option. Healthcare pricing is far more complicated than most people realize, because it’s rarely transparent. The same service can have multiple prices depending on how it’s billed, whether insurance is involved, and …
Learn how to avoid overpaying, understand who qualifies for financial assistance for medical bills, and explore options like medical bill assistance, negotiation, and cost comparison tools. If you’ve ever opened a medical bill or a hospital bill and thought, “I guess I just have to pay this…” You’re not alone. Most people assume medical bills are final, accurate, and non-negotiable—but …
Telehealth — Telehealth is not new, but it is changing fast. Almost overnight, by necessity, every health care provider who can is delivering telemedicine. There are pros and cons to telemedicine. It can be difficult for doctors to do a full examination for more complex issues, but it’s faster for patients to get answers to simple health needs. (And you don’t …
We all feel it! Insurance premiums keep going up, and networks getting smaller making it harder and more complicated to get the care your family needs. If you are like most people you pay monthly premiums that are higher than your mortgage payment and just pray no one gets sick because you can’t afford to go to the doctor if they …
When fall rolls around, you know it will bring cooler weather, Friday Night Lights, a hint of pumpkin spice in the air and, your favorite (not), thinking about your health coverage. Yikes! No need to fear! We’ve broken down the types of coverage to make this year’s open enrollment an autumn breeze as you figure out the best coverage for …
Do you remember those late night comedians who would poll the general public asking them about Obamacare and if they thought it was any better that the Affordable Care Act? We would all laugh because usually people liked one and thought the other program was a waste of time and money. It was funny because Obamacare IS THE SAME THING …
The Secretaries of the Treasury, Labor, and Health and Human Services have changed the ruling surrounding “Short Term Health Insurance Plans.” This announcement came August 1, 2018, via a fact sheet on CMS.gov. Short-term Health Insurance is designed to “fill the gaps” as individuals transition between jobs and other coverages. Currently, short-term plans are only available for 90 days. This new ruling will …
