Let's find the best healthcare:
Save Money On Healthcare While Protecting Everything That’s Important To You.
Schedule a Consultation
Learn more about different healthcare options available for you and your family
Click on the tiles below to learn more
Medical Cost Sharing
Short-Term Medical Plans
The Affordable Care Act (ACA)/ Healthcare.gov/ Obamacare/the Marketplace
Vision & Dental Insurance
Supplemental Coverage
freshbenies
Medical Cost Sharing
OVERVIEW
For over 40 years, medical cost sharing has provided an innovative non-insurance solution for managing large medical expenses. In this model, a community of like-minded individuals joins together to share one another’s healthcare burdens. Medical cost sharing is a great solution for those looking for peace of mind and protection from large unexpected medical expenses.
  • REDIRECT HEALTH
Redirect Health is designed like a traditional health insurance plan with routine care, urgent care, labs, mental health, and tele-counseling at a $0 copay.  You can go to any doctor you would like.  Whenever you have a medical need, you will use the Redirect member app for things like speaking with a medical provider, renewing prescriptions or submitting billing questions. Redirect will also provide guidance and care navigation if you have a large medical need such as a new diagnosis or hospitalization.
    • MEMBERSHIP WITH REDIRECT HEALTH INCLUDES:
      • Freedom to choose your medical provider
      • Hospitalization Benefits
      • Chiropractic Benefits
      • Prescription Coverage
      • Routine Labs
      • Mental Health Benefits
Enroll Now
View Pricing

Sedera Medical cost sharing is not insurance. There are no I.D. cards or networks. It is a model for cash pay patients who shop directly for their medical care. This approach actually opens up more doors for you, as an increasing number of providers offer discounts for patients who pay cash.

In a cost sharing community, members work together to keep costs down by shopping for the best value and making smart choices. Every member pays a fixed monthly contribution to support the community. Funds are kept in an FDIC-insured bank that facilitates the sharing process. When a member experiences a large medical need the bills are shared by the community.

  • What costs can be shared?

Cost sharing is most often used for large healthcare expenses such as the birth of a child, cancer treatment, emergency room, hospitalizations, accidents, etc.  In addition, you can often get assistance with finding the lowest cost facilities in your area for specialty services such as sonograms, MRIs, and lab work.

Sedera members that join a direct primary care clinic receive up to a 15% discount on their Sedera membership.

Sedera also offers members an Rx Marketplace at no additional charge. This includes discount cards, home delivery, up to 80% discount, quality medications, international pharmacies, prescription assistance, and pet medications.
    • Preventive care eligible for reimbursement with Sedera:
      • Screening colonoscopies
      • Screening mammograms
      • Childhood immunizations by schedule to age 18
      • Yearly flu vaccine for all ages
Mental health is shareable up to $750/year after meeting the initial unshared amount (IUA)
Enroll Now
View Pricing
View Pricing with DPC
Are you confused yet?!
Get Started With A Consultation!
Please use the calendar tool to complete a brief questionnaire and schedule a consultation over the phone or in person at our office.